This guide covers the fundamentals of the Federal Direct Student Loan (Direct Loan) programs, including loan types, loan features, loan counseling requirements, and borrower eligibility. With this foundation, learners will then gain an understanding of the calculation of loan amounts, including frequency of borrowing, annual and aggregate loan amounts, application of the 150 percent limitation on borrowing Direct Subsidized Loans, and the rules for proration of annual loan limits.
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Self-Study Guide, Direct Loans